Loan Process

The Loan Process

It’s no secret that getting a mortgage can feel intimidating, but don’t you worry!
Our experts are here to help you, every step of the way

Traditionally, you apply to a mortgage and agree to a credit check and verification of your finances. What follows is an entire series of hurdles and hoops to jump through—all requiring a lot of time, energy, and paperwork—just to try and meet the basic criteria for pre-approval, and that’s just the beginning… It’s no wonder the mortgage process has a reputation for being a total hassle.

Well, we think our clients deserve a better loan experience!

That’s why we built MegaStar’s Modern Mortgage around you. By pairing the latest in technology with our best-in-class loan officers, you are able to get approved at application. Not pre-qualified or pre-approved—approved with an actual Commitment to Lend.

Our Modern Mortgage System easily verifies your income, assets, and employment digitally. Your loan officer can wrap up your mortgage setup, disclosures, and processing with just the click of a button, and you’ll be ready to close as soon as 8 business days later. This saves you huge amounts of time and energy, and you can avoid going down the rabbit hole of hunting down all those pesky documents. Not to mention the major boost in buying power when you get approved at application.

WHAT DOES THE LOAN PROCESS LOOK LIKE?

Truth be told, the everyone’s mortgage experience looks a little different, because homebuying isn’t just about whatever you qualify for—it’s about finding the right path for your unique circumstance. However, even if the details shift around, there are still some key steps you can expect to encounter!

* Steps in green are completed by you! *

Start the process by getting in touch with one of our best-in-class loan officers

Complete your loan application in our office, by phone, or online