Loan Officer

(303) 255-5943
(720) 236-5966
12000 Pecos St. Suite 340, Westminster, CO 80234
NMLS 282109 | CO LMB 100017838
Hello, my name is Janice Ramos. I have been a part of the Megastar family since 2012. I have been in the lending industry since roughly 1980. A long, long time! I am originally from Denver, Colorado. I grew up here in this lovely state and currently reside in Brighton, Colorado.

I have been in this industry for many years. I’ve seen and had to adapt to so many changes, I feel like there really isn’t anyone who can’t qualify for a home loan, if I’m on their team.

I enjoy helping people navigate through what can be a challenging process. I will help and guide you every step of the way. Even if you have been through selling and purchasing a home, I will make the loan process as easy as I can for you. I have a wonderful team to assist me, from processing to underwriting to your closing.

Outside of work I enjoy spending time with my family, they are my pride and my joy. I love to travel and explore with my husband Mike. Outdoor walks are also one of my favorites, sunshine is the best medicine for whatever ails you may have.



Regulated by the Division of Real Estate | MegaStar Financial Corp® Headquarters NMLS 3043 1080 Cherokee St, Denver CO 80204 | 1 (877) 922-8800 | Equal Housing Opportunity

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.