JENNIFER WHITE

“Jennifer enabled my wife and I to have a fantastically smooth experience buying our home in Fort Collins, she effectively communicated expectations and requirements and made sure that we were informed at every stage in the process. She was always available whenever we needed her help and advice and we truly feel that she cared about our experience and wanted us to succeed. There were many weekend calls and late night chats which allowed us to be more agile in putting in an offer as market conditions shifted, as crazy as the real estate market is in 2022 with unprecedented competition Jennifer helped us go from renters to homeowners in a little over a month! Thats an incredible turnaround and we will forever be grateful for her hard work and persistence in helping us find the right financing at the right time!”
★★★★★
– David K (original review on Google)


“Jennifer was so helpful throughout the entire lending process. She took the time to make sure we understood all the financing options and helped us be creative to secure our new home. I highly recommend Jennifer to anyone looking for a lender.”
★★★★★
– Jamie S (original review on Google)


“I highly recommend Jennifer if you’re looking to purchase a home or refinance. Jennifer is super knowledgeable, and a great communicator. She truly cares about her clients, and works hard to make sure they understand all of their options when it comes to a home loan. As a local real estate agent, I use Jennifer as my go-to mortgage lender when a new home buyer client comes my way. I know that she’ll take excellent care of anyone she works with!”
★★★★★
– Lauren H (original review on Google)


“Absolutely thrilled to have been referred to Jennifer White as she came very high recommended! We just purchased our first home and Jennifer was an absolute SAINT in answering our questions and helping us navigate the home buying process. She is immensely knowledgeable and she worked tirelessly to make sure we had all the information to make the best decisions. She was very quick to communicate with us and invaluable in navigating the roadblocks we came across. Thank you Jennifer! I will always recommend you to my friends and family and we will definitely work with you on our next home!”
★★★★★
– Cody J (original review on Google)


“Jennifer White and my Realtor worked relentlessly on getting me approved. She was amazing in answering questions on timely manner and was extremely patient in my home buying experience. I would recommend anyone and everyone to come talk with her, even if you are not ready to buy a home yet she can put you on a financial path for your home ownership.”
★★★★★
– Tristan B (original review on Google)


“The process of buying our first home was overwhelming. While other lenders just seemed to rattle off numbers to us or direct us to a website for information, Jennifer always went the extra mile. She made time to meet with us (virtually due to COVID-19) and talked us through every step of the process. She was excellent at making sure we understood the papers we were signing and even did extra research to find the best financing option for us. We are so glad that we went with Jennifer as she made this daunting process much more manageable and helped ease our worries. After closing on our house, she has continued to provide us with updates and relevant information. We would highly recommend choosing Jennifer for any mortgage needs!”
★★★★★
– Carli I (original review on Google)


“Jennifer was fantastic. She was thorough and knowledgeable, a valuable resource as I navigated refinancing my home post-divorce. In contrast to other lenders, she explained different loan options patiently and plainly for someone with no financial background to understand. She was flexible, available, and responsive. All of this is not to mention the fantastic deal she got me (by knowing the law better than other lenders) with an expedited closing.”
★★★★★
– Amy S (original review on Google)


“I had an outstanding experience working with this company, and specifically, with Jennifer White. Jennifer was referred to me by a coworker and I can’t recommend her enough. Like many others I took advantage of the lower interest rates and decided to refinance in 2020. I had a pretty big HOA related hiccough along the way that delayed the process many months. Jennifer was so patient and understanding during this time and didn’t give up! She also made the extra effort to ensure that I got the best deal financially. I am so happy that I received this recommendation and I hope to pass it along to others! Thank you so much, Jennifer!”
★★★★★
– Mira M (original review on Google)


“This is the first time I have purchased a home on my own and Jennifer was wonderful helping through this! She was very patient and explained this process thoroughly. No question was too trivial! Her personality meshed perfectly with mine and I felt like I was dealing with a friend, not just a loan officer. I highly recommend Jennifer.”
★★★★★
– Margaret W (original review on Google)


“Jennifer was so helpful and informative during our refinance. She was always one step ahead and communicated consistently and with great care for our personal situation. I highly recommend Jennifer for your next mortgage needs!”
★★★★★
– Katie C (original review on Google)


“Jennifer gave us personalized service, was always easy to reach, answered every question we had and walked us through the mortgage process seamlessly. We are thrilled with the rate and terms she got for us. We feel great about going with a local company that will service the loan for the life of that loan. We highly recommend Jennifer at 1st City Mortgage.”
★★★★★
– Karen C (original review on Google)


“If your looking for a mortgage broker who has your best interest at heart, look no further! Jennifer is highly knowledgeable, easily accessible and extremely dedicated. Jennifer’s honest and straightforward approach make her a pleasure to work with! I would highly recommend her!”
★★★★★
– Stacy H (original review on Google)


“Jennifer helped me refinance my home and was nothing but professional. She went out of her way to get me the lowest rate possible and kept in contact with me the entire time. If you are thinking of purchasing or refinancing you should contact Jennifer.”
★★★★★
– Tom B (original review on Google)


“It was a pleasure working with Jennifer. She did a great job educating us on our options and she helped give us clarity on how we could best meet our investment goals. She was professional, responsive, and willing to go above and beyond for us. I would highly recommend her to anyone!”
★★★★★
– Elizabeth D (original review on Google)


“It was such a pleasure working with Jen on my recent refi. She is super knowledgeable, very responsive, and hands-on throughout the entire process. If you’re looking for someone that is trustworthy and has your best interest in mind, look no further. I will be recommending Jen to my friends, family, and clients in the future. Thank you Jen!”
★★★★★
– David O (original review on Google)


“Jennifer was very easy to contact. She was able to explain things to me so I understood exactly what I was signing and was able to catch small issues before they became big issues. I will be going back to Jennifer when we buy another house!”
★★★★★
– Liz C (original review on Google)


“Jennifer was patient, professional, courteous and a pleasure to work with. She is very easy going and stays on top of all the details. All questions were welcomed, she walked us through several different options and proactively kept us up to date. Highly recommended!”
★★★★★
– Michelle B (original review on Google)


“Jennifer was great to work with in the process of buying my house this summer. The search took several months, with numerous viewings and offers having to be navigated. She was able to quickly provide the information needed to facilitate this process, and worked through different scenarios to come up with the best solution for my situation. She was available when I needed and did a great job explaining/answering any questions. Jennifer proved to be very professional, knowledgeable, patient, friendly, and communicative. I highly recommend her services to anyone looking!”
★★★★★
– Brian B (original review on Zillow)


“Jennifer was amazing to work with! She led us through the complicated process of acquiring our loan and kept us appraised at all times. She helped decipher all the documents involved wit the loan as well as some of the other documents related to purchasing our home. Through it all she was professional and friendly and a real joy to work with.”
★★★★★
– Jeffrey H (original review from Zillow)


“Throughout the process Jennifer was professional, friendly, courteous, caring….everything you need when making one of life’s biggest decisions. There were no surprises. She kept us up to date on the loans progress and provided ample opportunity for us to ask questions. Being at closing with my wife was very kind. I was unable to be there and my wife was a little nervous. Closing went well, again, no surprises. Already recommended her to another family member.”
★★★★★
– Curtis L (original review from Zillow)


“We have worked with several mortgage brokers in the past, and Jennifer is by far the best. She is very knowledgeable, professional, and responsive to our questions and concerns. She made our home buying process smooth and seamless. We recommend Jennifer without reservation and will use her again in the future. In short, she was excellent.”
★★★★★
– Susan S (original review from Zillow)


“Our mortgage refinance closed on April 2, and we continue to be happy to have worked with Jennifer as our new mortgage lender. She was upfront about how she could help us from the very beginning and timely answered all of our questions throughout the process, whether by phone or email. Jennifer reviewed all of the refinance documents with us in a telephone conference prior to the closing. She was helpful and thoughtful, even when we called her nearly two months later while on vacation since we were having trouble making our first mortgage payment! We feel lucky to have been recommended to Jennifer by two of my husband’s co-workers.”
★★★★★
– Janet & Mark K (original review from Zillow)


“Jennifer has helped my family with two refinances and the purchase of a home. She is always communicative, polite and professional. She goes above and beyond what is required of her to ensure the the experience goes smoothly and that her clients are taken care of. We’ve had nothing but positive experiences with her as our lender.”
★★★★★
– Satisfied Customer (original review from Zillow)


“Jennifer White was amazing . She was great at explaining everthing making this an easy and smooth transaction. Very professional Thank you so much for all your help”
★★★★★
– Ken C (original review from Zillow)


“Jennifer was very prompt in all responses and explained everything thoroughly. She was super friendly, and easy to work with. We will most definitely use her again!”
★★★★★
– Dannielle G (original review from Zillow)


“We have used Jennifer White twice now and we will use her services again! Always prompt, friendly, accurate and knows what she is talking about. She gets to know us and what our needs are.”
★★★★★
– Satisfied Customer (original review from Zillow)


“Please consider this as the utmost recommendation for Jennifer White. I wanted to take advantage of lower interest rates and decided to refinance in 2020. Jennifer was referred to me directly by a coworker; he too had the kindest words to share of Jennifer. I had a particularly odd circumstance when it came to refinancing. A few issues with the HOA came up that delayed my ability to refinance by many months. There were many times of uncertainty and I still can’t believe how patient Jennifer was and that it wasn’t too big of a hassle. She worked hard to ensure I had the lowest rate locked in and put in that extra effort to guarantee the best financial scenario. She also drove all the way from Fort Collins to the Denver metro area for my closing date! Not a single question went unanswered and I felt so comfortable and confident throughout the entire process. Thank you, Jennifer! I am so happy that you were the one to help me refinance and I couldn’t be happier!”
★★★★★
– Mira M (original review from Zillow)


“This was my first experience with refinancing my home and the experience was wonderful. Jennifer helped me lock in at a great rate and ensured I understood every last detail. We discussed pros/cons of various loans and she provided visuals to help me see the big picture… I love visuals! The entire process from start to finish was easy. I appreciated Jennifer’s timeliness with communication and patience with answering my silly questions. I would HIGHLY recommend working with Jennifer.”
★★★★★
– Satisfied Customer (original review from Zillow)


“1st City Mortgage has always been my first call when I want to buy a house. I called Jennifer and she prequalified me and referred me to an agent. My expectations were high, but Jennifer found a way to exceed these expectations by getting me a better rate than other lenders, advising me on the best path to navigate the complicated home buying process, answering every annoying call I made to her and always being so kind to me. If you want someone to help you, treat you like a partner in the home buying process and then stand by your side to be sure every new step is taken knowing all the options and then when it’s all done following up to be sure all is well, I think calling Jennifer is the smartest move you can make. I know I feel lucky to have called her, so you should feel lucky too. Call her.”
★★★★★
– Chris B (original review from Zillow)


“Jennifer really made this entire process easy, from pre-qual to closing. From before we even started looking at houses in earnest she was willing to be a resource on the home-buying process in Colorado and gave us plenty of information about the requirements, timeline, and types of loans available and provided preliminary estimates on a number of properties. She was able to match the lowest rates and even covered our appraisal fee. She was very clear from the start about what documents we needed to provide and promptly responded to emails when we had questions. She even knew the area and the neighborhood so could give us a personal perspective. We’d heard of plenty of horror stories about home buying, but our experience couldn’t have been easier, due to in large part Jennifer’s efficiency and professionalism.”
★★★★★
– Nikhil (original review from Zillow)


“From beginning to end, Jennifer was wonderful to work with. As a first-time buyer, she patiently walked us through our questions and gave us helpful reminders and advice. She worked hard to find us the best rate and provided great ongoing communication. Highly recommended!”
★★★★★
– Rolando D (original review from Zillow)


“Jennifer was amazing to work with in financing my home. She was very professional, knowledgeable, and friendly. I highly recommend Jennifer to any future buyers.”
★★★★★
– Jill C (original review from Zillow)


“We are so happy we had Jennifer as our loan officer. She worked through every difficult detail and proved herself to be brilliant in achieving the perfect loan product. Her continual and insightful communication gave us great confidence and allowed us to feel in control of how things were moving. We will be seeking her again for our future loan needs.”
★★★★★
– Satisfied Customer (original review from Zillow)


“I worked with Jennifer when we were both middle school teachers. I had always admired her patience and kindness with students, and knowing those qualities about her made it an easy choice of who I wanted to handle my loan. Her attention to detail, and her communication with me every step of the way showed me I had made the right choice. Thanks Jenny!”
★★★★★
– Kirk P (original review from Zillow)


“Jennifer was fantastic. She was thorough and knowledgeable, a valuable resource as I navigated refinancing my home post-divorce. In contrast to other lenders, she explained different loan options patiently and plainly for someone with no financial background to understand. She was flexible, available, and responsive. All of this is not to mention the fantastic deal she got me (by knowing the law better than other lenders) with an expedited closing.”
★★★★★
– Amy S (original review from Zillow)


“Jennifer was exceptionally professional, always helpful and responsive to questions. She provided frequent updates and never left us wondering what the status of our loan was. At the beginning she walked us through several options and scenarios to allow us to make informed decisions. She was never pushy or trying to sell. We’d recommend Jennifer to anyone in search of a home financing. It was an easy and enjoyable process in large part because of her.”
★★★★★
– Satisfied Customer (original review from Zillow)


“Being first time homebuyers, we were not really sure what to expect from the home buying process. Jennifer was extremely patient and walked us through all our questions and concerns. She never made us feel that we were asking too many questions (even though we had a lot) and really took the time to explain everything. We had a very quick closing and Jennifer worked hard to keep everything on track. It was also great to work with a local agent, she even came to our closing! Working with Jennifer, we knew we had a trusted partner to help us buy our first home and we will recommend her to our friends and family in a heartbeat. Thank you Jennifer! Heather & Ryan”
★★★★★
– Heather S (original review from Zillow)