LUKE CARRIER

Loan Officer

Office
(970) 875-7398
Mobile
(651) 503-3746
Email
lcarrier@megastarfinancial.com
Address
1855 Ski Time Square Drive, Steamboat Springs, CO, 80487
Licensing
NMLS 275649 | AZ MLO 0932481, CO LMB 100504827, FL LO22759, MN-MLO-275649, UT DRE12369116, WI MLO 275649
I am truly passionate about my profession and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors. My mission is to carefully guide clients through the entire home loan process so that they feel confident as they make choices about the many options available for their financing strategy. With 20 years and a wide range of experience in the mortgage industry, my team and I stand ready to assist each and every step of the way.

“I understand that it’s not just a house, it’s your home.”

A home is one of the largest financial commitments that a person will make during their life, and many people view their home financing as meaning just another monthly payment. I can help my client realize that their home is truly a valuable financial tool, and will help them achieve the dreams and plans they envision for the future.

Our clients only think about home financing a few times during their lives- I think about it every single day. It’s their home and their future. It’s my profession and my passion. I am ready to work for their best interest.

TESTIMONIALS

“More work than I expected, I couldn’t have done it without Luke’s help”
★★★★★
– Tom S


“Luke and Stephanie Rock! Closed my refinance within a few weeks getting an appraisal waiver eliminating my mortgage insurance.”
★★★★★
– Doug R


“Luke Carrier was the best lender I could of asked for. Very friendly, knowledgeable, quick response time and willing to work with you no matter what. I received this referral from some of my family members because they had a great experience with him as well. Megastar is a great company and will get you in a home. Can’t wait to work with him again when I refinance.”
★★★★★
– Shekina C


“Thank you for coping with my unorganized and poor book management. I’m very happy in my new condo.”
★★★★★
– Harrison S


“Entire process was quick and easy!”
★★★★★
– Jim K


“Working on the “seller side” it was extremely nice to receive weekly status updates on the buyers loan”
★★★★★
– Julie B


“Luke Rocks :)”
★★★★★
– Lena L


“Luke was patient, knowledgeable, and very easy to communicate with.”
★★★★★
– Bonnie C


“It is a delightful surprise that Luke was so on top of what was happening that he sent me emails with answers to questions I hadn’t asked yet.”
★★★★★
– Pam D


“Luke does a fabulous job! Reliable, trustworthy advice and timely responses to questions. Luke has been our loan officer for three loans over the last ten years and delivered excellent service every time.”
★★★★★
– Aaron M


“Lucas was very helpful and knowledgeable. He went over everything with us in great detail and made sure we understood the different options available.”
★★★★★
– Kesha D


“Lucas made the whole process easy, even with a few hiccups on our end with getting thing together for him. He got us a great rate and saved us thousands of dollars.”
★★★★★
– Daniel J


“Luke did an amazing job, especially with his communication. I never worried for a second because I knew he was on it and two steps ahead of everyone else.”
★★★★★
– Colleen G


“Luke has been very efficient and got us the best deal for our new mortgage interest rate.”
★★★★★
– Mai X


“The whole experience with MSF was fantastic. Luke listened to our needs and set us up with the best mortgage for our situation. We couldn’t be happier, and I would suggest working with Luke to anyone I know.”
★★★★★
– Peter H


“Luke will always be the Loan Officer that we go to. He’s the best!”
★★★★★
– Kevin S


“The whole process was easy and effortless.”
★★★★★
– Satisfied Customer


“good communication and easy process.”
★★★★★
– Pres R


“Luke did a great job of explaining my options and efficiently ascertaining what I was looking for. Most importantly, he was then willing to be patient and wait until the rates got to where I wanted them rather than trying to persuade me to accept a higher rate so we could close more quickly or giving up on me because it took a while.”
★★★★★
– Tom B


“Luke was a pleasure to work with. Consistently responsive and patient with my sometimes dumb questions.”
★★★★★
– Nancy B


“The process with Luke was easy and when I had problems I could reach out to Luke and he answered every single time I called and walked me thru the process patiently. I really appreciated his knowledge and willingness to help a computer challenged person whenever I needed help. He is an asset to your company.”
★★★★★
– Satisfied Customer


“Nice professional experience”
★★★★★
– Sue R


“Great experience!”
★★★★★
– Daniel Y


TESTIMONIALS

“More work than I expected, I couldn’t have done it without Luke’s help”
★★★★★
– Tom S


“Luke and Stephanie Rock! Closed my refinance within a few weeks getting an appraisal waiver eliminating my mortgage insurance.”
★★★★★
– Doug R


“Luke Carrier was the best lender I could of asked for. Very friendly, knowledgeable, quick response time and willing to work with you no matter what. I received this referral from some of my family members because they had a great experience with him as well. Megastar is a great company and will get you in a home. Can’t wait to work with him again when I refinance.”
★★★★★
– Shekina C


“Thank you for coping with my unorganized and poor book management. I’m very happy in my new condo.”
★★★★★
– Harrison S


“Entire process was quick and easy!”
★★★★★
– Jim K


“Working on the “seller side” it was extremely nice to receive weekly status updates on the buyers loan”
★★★★★
– Julie B


“Luke Rocks :)”
★★★★★
– Lena L


“Luke was patient, knowledgeable, and very easy to communicate with.”
★★★★★
– Bonnie C


“It is a delightful surprise that Luke was so on top of what was happening that he sent me emails with answers to questions I hadn’t asked yet.”
★★★★★
– Pam D


“Luke does a fabulous job! Reliable, trustworthy advice and timely responses to questions. Luke has been our loan officer for three loans over the last ten years and delivered excellent service every time.”
★★★★★
– Aaron M


“Lucas was very helpful and knowledgeable. He went over everything with us in great detail and made sure we understood the different options available.”
★★★★★
– Kesha D


“Lucas made the whole process easy, even with a few hiccups on our end with getting thing together for him. He got us a great rate and saved us thousands of dollars.”
★★★★★
– Daniel J


“Luke did an amazing job, especially with his communication. I never worried for a second because I knew he was on it and two steps ahead of everyone else.”
★★★★★
– Colleen G


“Luke has been very efficient and got us the best deal for our new mortgage interest rate.”
★★★★★
– Mai X


“The whole experience with MSF was fantastic. Luke listened to our needs and set us up with the best mortgage for our situation. We couldn’t be happier, and I would suggest working with Luke to anyone I know.”
★★★★★
– Peter H


“Luke will always be the Loan Officer that we go to. He’s the best!”
★★★★★
– Kevin S


“The whole process was easy and effortless.”
★★★★★
– Satisfied Customer


“good communication and easy process.”
★★★★★
– Pres R


“Luke did a great job of explaining my options and efficiently ascertaining what I was looking for. Most importantly, he was then willing to be patient and wait until the rates got to where I wanted them rather than trying to persuade me to accept a higher rate so we could close more quickly or giving up on me because it took a while.”
★★★★★
– Tom B


“Luke was a pleasure to work with. Consistently responsive and patient with my sometimes dumb questions.”
★★★★★
– Nancy B


“The process with Luke was easy and when I had problems I could reach out to Luke and he answered every single time I called and walked me thru the process patiently. I really appreciated his knowledge and willingness to help a computer challenged person whenever I needed help. He is an asset to your company.”
★★★★★
– Satisfied Customer


“Nice professional experience”
★★★★★
– Sue R


“Great experience!”
★★★★★
– Daniel Y


Regulated by the Division of Real Estate | MegaStar Financial Corp® Headquarters NMLS 3043 1080 Cherokee St, Denver CO 80204 | 1 (877) 922-8800 | Equal Housing Opportunity

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.