MICHAEL STONE

Branch Manager & Loan Officer

Office
(303) 999-1664
Mobile
(303) 999-1664
Email
mstone@megastarfinancial.com
Address
1080 Cherokee St, Denver CO 80204
Licensing
NMLS 1120929 | AZ 1044940, CA-DFPI1120929, CO LMB 100051527, GA 1120929, KS LO.0051294, ME 1120929, MA MLO1120929, MO MLO 1120929, TX 1120929, WA MLO-1120929, WI 1120929, WY 106157
I advise individuals and families on investing in real estate through sensible mortgage products that meet their current and long-term financial goals. Whether a first time home buyer or a seasoned investor, I am committed to understanding my clients’ goals and needs to provide the highest level of service, an array of mortgage options, competitive interest rates, and a smooth and pleasant mortgage experience. I enjoy the opportunity of helping clients realize their dreams and appreciate the trust my clients have demonstrated in me with their referrals of family, friends, and colleagues.

I specialize in the following Mortgage Loans: – Conventional, FHA, VA, USDA, and Jumbo Loans – Home Purchase Loans – First-time Home Buyer Loans – Down Payment Assistance Loans – Rate & Term Refinance Loans – Cash-out Refinance Loans

TESTIMONIALS

“Definitely a great experience!”
★★★★★
– Emily S


“Mike was the best loan officer we’ve ever worked with. He helped us figure out a creative solution to buy our property. He’s the only loan officer we’ve worked with that did more than just tell us our rate. He showed us all of our options, walked through the numbers, and explained everything very clearly. We will definitely work with him again as we buy more properties in Colorado.”
★★★★★
– Lauren R


“He took the time to answer all my questions and walk me through multiple scenarios”
★★★★★
– Christian H


“Was great working with Mike! He broke down all the important info and made it digestable as a first time home buyer – quick and easy process overall!”
★★★★★
– David S


“Working with Mike was a great experience. His team is very knowledgeable and extremely diligent.”
★★★★★
– Andrew F


“Mike has helped me on multiple files and I absolutely love working with him! Professional, knowledgable and always very quick to answer any and all questions I have!”
★★★★★
– Kayla G


“Great experience working with Mike and the Megastar team!”
★★★★★
– Mandy D


“Mike was very helpful and communicative!”
★★★★★
– Spencer D


“Mike went above and beyond to make sure that my deal happened (17 days closing, wow). Not only is he a hard worker, but he is extremely diligent and punctual. I don’t see myself ever needing another lender again besides him. I will be working with Mike again when I’m ready for my next home.”
★★★★★
– Cebastian R


“Mike was very communicative and thorough when it came to explaining the process and the numbers. Really appreciate the work he did!”
★★★★★
– Nate P


“Mike really understands what we’re trying to accomplish with our house and was there to support us through every step.”
★★★★★
– Lauren T


“Mike was great! The whole process was a breeze, and we will be recommending his services to all of our family & friends who are looking for a lender in Denver.”
★★★★★
– Grant M


“Mike was really excellent. I am so grateful we had the opportunity to work with him – he knows what he is talking about, is patient, and helpful.”
★★★★★
– Bridget M


“Everything was smooth and easy”
★★★★★
– Nancy L


“Mike was incredible – he made sure we knew what was going on, every step of the way!”
★★★★★
– Traci B


“Mike was very patient in answering all my questions and his team finished closing a week earlier than expected!”
★★★★★
– Julian D


“Michael is communicative, friendly, and efficient. If we had a problem, we fixed it quickly. I would recommend again.”
★★★★★
– David P


“Mike put in the extra work to find the loan I needed to get into the property we needed at the right time. In this market you need that extra effort to get to closing.”
★★★★★
– Connor H


“The nice thing about working with Mike and Megastar was that they made sure that all of my questions and needs were answered. So my first time home buying experience was great – I had a great team working for me. Thank you very much Mike Stone and Megastar for all of your help and making my first-time home buying experience as easy as it was. I am a very happy first time home buyer.”
★★★★★
– Christina S


TESTIMONIALS

“Definitely a great experience!”
★★★★★
– Emily S


“Mike was the best loan officer we’ve ever worked with. He helped us figure out a creative solution to buy our property. He’s the only loan officer we’ve worked with that did more than just tell us our rate. He showed us all of our options, walked through the numbers, and explained everything very clearly. We will definitely work with him again as we buy more properties in Colorado.”
★★★★★
– Lauren R


“He took the time to answer all my questions and walk me through multiple scenarios”
★★★★★
– Christian H


“Was great working with Mike! He broke down all the important info and made it digestable as a first time home buyer – quick and easy process overall!”
★★★★★
– David S


“Working with Mike was a great experience. His team is very knowledgeable and extremely diligent.”
★★★★★
– Andrew F


“Mike has helped me on multiple files and I absolutely love working with him! Professional, knowledgable and always very quick to answer any and all questions I have!”
★★★★★
– Kayla G


“Great experience working with Mike and the Megastar team!”
★★★★★
– Mandy D


“Mike was very helpful and communicative!”
★★★★★
– Spencer D


“Mike went above and beyond to make sure that my deal happened (17 days closing, wow). Not only is he a hard worker, but he is extremely diligent and punctual. I don’t see myself ever needing another lender again besides him. I will be working with Mike again when I’m ready for my next home.”
★★★★★
– Cebastian R


“Mike was very communicative and thorough when it came to explaining the process and the numbers. Really appreciate the work he did!”
★★★★★
– Nate P


“Mike really understands what we’re trying to accomplish with our house and was there to support us through every step.”
★★★★★
– Lauren T


“Mike was great! The whole process was a breeze, and we will be recommending his services to all of our family & friends who are looking for a lender in Denver.”
★★★★★
– Grant M


“Mike was really excellent. I am so grateful we had the opportunity to work with him – he knows what he is talking about, is patient, and helpful.”
★★★★★
– Bridget M


“Everything was smooth and easy”
★★★★★
– Nancy L


“Mike was incredible – he made sure we knew what was going on, every step of the way!”
★★★★★
– Traci B


“Mike was very patient in answering all my questions and his team finished closing a week earlier than expected!”
★★★★★
– Julian D


“Michael is communicative, friendly, and efficient. If we had a problem, we fixed it quickly. I would recommend again.”
★★★★★
– David P


“Mike put in the extra work to find the loan I needed to get into the property we needed at the right time. In this market you need that extra effort to get to closing.”
★★★★★
– Connor H


“The nice thing about working with Mike and Megastar was that they made sure that all of my questions and needs were answered. So my first time home buying experience was great – I had a great team working for me. Thank you very much Mike Stone and Megastar for all of your help and making my first-time home buying experience as easy as it was. I am a very happy first time home buyer.”
★★★★★
– Christina S


MegaStar Financial Corp® Headquarters NMLS 3043 | 1080 Cherokee St, Denver, CO 80204 | 1-(877) 922-8800 | Equal Housing Opportunity | Regulated by the Division of Real Estate | Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Act | Loans made or arranged pursuant to a California Finance Law license | Texas mortgage banker register 55579 consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov | https://www.nmlsconsumeraccess.org/

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.