MIKE PEREZ

Loan Officer

Office
(303) 246-5821
Mobile
(303) 246-5821
Email
mperez@megastarfinancial.com
Address
3773 Cherry Creek North Drive #125, Denver, CO 80209
Licensing
NMLS 900153 | AZ 1044489, CA-DBO900153, CO LMB 100010248
Mike Perez has been enthusiastically helping clients navigate the mortgage industry and close on loans for over 25 years. Raised in Denver, he attended college in California on a football scholarship and was drafted into the NFL in 1988. When a relative got him involved in the mortgage industry during the off season he found a new passion in helping people achieve the American Dream of homeownership.

Mike’s number one priority is advocating for the people he works with. Applying the same hard work and dedication that led him to the NFL, he is faithful to keep his clients and agents well-informed through every step of the process. With many years of industry knowledge under his belt, he prides himself on his attention to detail, on being accessible, and that he is always true to his word. He takes the time to really listen to his client’s priorities, helping them come up with a game plan that is custom-tailored to achieving their unique goals. For Mike, no question is too big or too small. He knows how important it is for people to be able to walk into a closing with confidence, understanding that they have made the best choices for themselves. Mike looks forward to the opportunity to be of service to you as you approach one of the most important financial decisions of your life!

Winning is not a sometime thing, it is an all the time thing. You don’t do

things right once in a while… you do them right all the time.

Vince Lombardi

TESTIMONIALS

“Mike has been great to work with, this is the second time we’ve worked with him. We will definitely recommend him to our friends and family!”
★★★★★
– Patricia V


“I always have a great experience working with Mike!”
★★★★★
– Tanya R


“Super easy and painless process. I would highly recommend Mike Perez and his team.”
★★★★★
– Jason C


“Mike made this happen fast and easy. We are very appreciative!”
★★★★★
– AO


“Mike was in top of everything! We would definitely recommend him to family and friends!”
★★★★★
– Mariela A


“Mike was great to work with. Made everything very easy and understandable.”
★★★★★
– Frank V


“Mike was a great resource for us as first-time homebuyers; he was always accessible and took the time to walk us through each step of the process and help us weigh our options. It gave us the confidence we needed to decide on the right budget for our home. Thank you, Mike!”
★★★★★
– Katie M


“This was a very professional, accurate and easy process. Mike kept us informed along each step of the process and was always available for any questions. I highly recommend MegaStar Financial and Mike Perez.”
★★★★★
– Bret B


“We had the need for a bridge loan and it usually makes the listing agent nervous. Mike took care of everything and was on top of everything and absolutely everything processed flawlessly. This is why his customers come back time and time again.”
★★★★★
– Juanita C


“Honestly couldn’t have asked for a better experience, and it was thanks to Mike. He was incredibly professional and helpful.”
★★★★★
– Chris K


“Working with Mike was great! He was always available to answer my questions and responded very promptly. The refinancing process with Mike was easy and smooth! I would highly recommend him!”
★★★★★
– Satisfied Customer


“Mike did a great job, thank you!”
★★★★★
– James U


“Mike is professional and helpful. He’s easy to contact. Always gets back to me promptly. He’s excellent.”
★★★★★
– Dave K


“Mike’s ability to get our VA loan done after transferring from another lender, literally kept my wife, baby and I from having to move to Minnesota!! I cannot say enough about what he and Megastar did for my family.”
★★★★★
– Quentin W


“Mike has been so valuable and trustworthy! In a time where solid and honest advice is needed Mike always worked for me and my best interests. I know that Mike will guide me toward the right decisions. I am so appreciative of Mike!! Truly one of the best!”
★★★★★
– Stacey B


“MIKE PEREZ was amazing to work with. I’ve done 5 home loan/re-fi’s, this was the first time I knew I wasn’t being taken advantage of in any way. Easy process and simple closing.”
★★★★★
– Todd R


“Mike Perez is the consummate professional of the mortgage industry. He’s competent and responds to inquiries from clients in a timely manner during every phase. As a realtor, I appreciate working with loan officers like Mike who are experienced, knowledgeable, professional and accommodating during the entire loan process. I look forward to working with Mike again in the near future.”
★★★★★
– Angela H


“I had a closer who said the MegaStar was not only her favorite mortgage company but her personal mortgage choice. she raved at the closing to my clients that they had the best mortgage company in the country! Thanks Mike and MegaStar.”
★★★★★
– Juanita C


“I would recommend anyone I know to Mike Perez. He is responsive, efficient and kind. He answers any and all of my questions, no matter how small or silly. And he is just an all around nice person!”
★★★★★
– Lori C


“Mike has truly been a blessing! He went above and beyond in helping me buy my first home. Being a first time home buyer has been a roller coaster ride, yet Mike explained things along the way and made the whole experience less scary… and more exciting, with being able to see the light at the end of the tunnel and to finalLY have a home to call my own. I deeply appreciate all the hard work and attention to detail yet most especially for the kindness, honesty and respect. THANK YOU!”
★★★★★
– Rose M


“My experience working with Mike Perez has been awesome! I can always get a quick response and he provides constant communication. I feel comfortable with all my transactions with Mike. Its great to have great customer service, no drama with smooth closings. I have pure confidence working with Mike.”
★★★★★
– Carol R


“Mike continually give me great service but when the clients at the closing make sure they tell him they will refer their friends and family confirms he has done an excellent job. Yesterday as my client left the car, she said, “both you and Mike made this happen with the least inconvenience and effort”. As a physician and state senator I think making her loan happen with very little effort on her part says it all.”
★★★★★
– Juanita C


TESTIMONIALS

“Mike has been great to work with, this is the second time we’ve worked with him. We will definitely recommend him to our friends and family!”
★★★★★
– Patricia V


“I always have a great experience working with Mike!”
★★★★★
– Tanya R


“Super easy and painless process. I would highly recommend Mike Perez and his team.”
★★★★★
– Jason C


“Mike made this happen fast and easy. We are very appreciative!”
★★★★★
– AO


“Mike was in top of everything! We would definitely recommend him to family and friends!”
★★★★★
– Mariela A


“Mike was great to work with. Made everything very easy and understandable.”
★★★★★
– Frank V


“Mike was a great resource for us as first-time homebuyers; he was always accessible and took the time to walk us through each step of the process and help us weigh our options. It gave us the confidence we needed to decide on the right budget for our home. Thank you, Mike!”
★★★★★
– Katie M


“This was a very professional, accurate and easy process. Mike kept us informed along each step of the process and was always available for any questions. I highly recommend MegaStar Financial and Mike Perez.”
★★★★★
– Bret B


“We had the need for a bridge loan and it usually makes the listing agent nervous. Mike took care of everything and was on top of everything and absolutely everything processed flawlessly. This is why his customers come back time and time again.”
★★★★★
– Juanita C


“Honestly couldn’t have asked for a better experience, and it was thanks to Mike. He was incredibly professional and helpful.”
★★★★★
– Chris K


“Working with Mike was great! He was always available to answer my questions and responded very promptly. The refinancing process with Mike was easy and smooth! I would highly recommend him!”
★★★★★
– Satisfied Customer


“Mike did a great job, thank you!”
★★★★★
– James U


“Mike is professional and helpful. He’s easy to contact. Always gets back to me promptly. He’s excellent.”
★★★★★
– Dave K


“Mike’s ability to get our VA loan done after transferring from another lender, literally kept my wife, baby and I from having to move to Minnesota!! I cannot say enough about what he and Megastar did for my family.”
★★★★★
– Quentin W


“Mike has been so valuable and trustworthy! In a time where solid and honest advice is needed Mike always worked for me and my best interests. I know that Mike will guide me toward the right decisions. I am so appreciative of Mike!! Truly one of the best!”
★★★★★
– Stacey B


“MIKE PEREZ was amazing to work with. I’ve done 5 home loan/re-fi’s, this was the first time I knew I wasn’t being taken advantage of in any way. Easy process and simple closing.”
★★★★★
– Todd R


“Mike Perez is the consummate professional of the mortgage industry. He’s competent and responds to inquiries from clients in a timely manner during every phase. As a realtor, I appreciate working with loan officers like Mike who are experienced, knowledgeable, professional and accommodating during the entire loan process. I look forward to working with Mike again in the near future.”
★★★★★
– Angela H


“I had a closer who said the MegaStar was not only her favorite mortgage company but her personal mortgage choice. she raved at the closing to my clients that they had the best mortgage company in the country! Thanks Mike and MegaStar.”
★★★★★
– Juanita C


“I would recommend anyone I know to Mike Perez. He is responsive, efficient and kind. He answers any and all of my questions, no matter how small or silly. And he is just an all around nice person!”
★★★★★
– Lori C


“Mike has truly been a blessing! He went above and beyond in helping me buy my first home. Being a first time home buyer has been a roller coaster ride, yet Mike explained things along the way and made the whole experience less scary… and more exciting, with being able to see the light at the end of the tunnel and to finalLY have a home to call my own. I deeply appreciate all the hard work and attention to detail yet most especially for the kindness, honesty and respect. THANK YOU!”
★★★★★
– Rose M


“My experience working with Mike Perez has been awesome! I can always get a quick response and he provides constant communication. I feel comfortable with all my transactions with Mike. Its great to have great customer service, no drama with smooth closings. I have pure confidence working with Mike.”
★★★★★
– Carol R


“Mike continually give me great service but when the clients at the closing make sure they tell him they will refer their friends and family confirms he has done an excellent job. Yesterday as my client left the car, she said, “both you and Mike made this happen with the least inconvenience and effort”. As a physician and state senator I think making her loan happen with very little effort on her part says it all.”
★★★★★
– Juanita C


Licensed by the department of Financial Protection and Innovation under the California Finance Lenders Act | Loans made or arranged pursuant to a California Finance Law license | Regulated by the Division of Real Estate | MegaStar Financial Corp® Headquarters NMLS 3043 | 1080 Cherokee St, Denver CO 80204 | 1 (877) 922-8800 | Equal Housing Opportunity

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.