PAMELA TODD

Loan Officer

Office
(720) 891-1267
Mobile
(303) 517-1104
Email
ptodd@megastarfinancial.com
Address
1080 Cherokee Denver, CO 80204
Licensing
NMLS 182195 | AZ MLO 0920496, CA-DBO182195, CO LMB 100020395, MN-MLO-182195
I have been a Mortgage Banker since 1995 after earning a degree in Real Estate from the University of Colorado at Boulder. I joined MegaStar Financial Corp. in July of 2000, and have worked here ever since. I love my Clients, Realtors and the process of getting people into new homes, or better financial situations when refinancing.

My Goal is to have every loan completed early, with the client being 100% educated with the process, their loan options, and plenty of time to review everything prior to closing.

I love when my Clients and Realtors believe enough in myself and my team to entrust us with their Families, Friends and Buyers. We believe in taking care of every person, just as we would like to be taken care of ourselves.

When I am not working, I love to run, including training for Marathons, riding my road bike, skiing, doing yoga and spending time with my Family, Friends, my Husband Karl and our sweet Dog Markus.

TESTIMONIALS

“I’ve worked with Pamela on 3 loans over the past15 years. She’s amazing!”
★★★★★
– Gina B.


“Pamela is so professional, knowledgeable, and friendly to work with! She answered questions in a very timely manner and made the whole process very smooth and enjoyable. I would absolutely work with her again!”
★★★★★
– Michelle P.


“Pamela was wonderful to work with. She made the process very comforting as this was my first home purchase! She walked us thru each step of the way and was always there to answer questions no matter what time or day it was! Very impressed & will recommend her to all my friends!”
★★★★★
– Janna C


“Pamela made this process extremely easy and streamlined. She was always available for questions and there to help us along the way. Each and every interaction was professional and delivered with absolute kindness. I will reach out to Pamela again in the future without a doubt and also highly recommend her to others who are in need of help purchasing their home.”
★★★★★
– Ralph B


“I have never had an easier re-finance. We own several rental properties and in the past the rentals made for a difficult pre-closing experience. However, With Ms. Todd it was incredibly organized and the refi went off without a hitch. If there were ten stars, I would give her ten!”
★★★★★
– Todd M


“Pamela is always a pleasure to work with!”
★★★★★
– J. Gavin


“Couldn’t have been a better experience!”
★★★★★
– Satisfied Customer


“Pamela was professional, personable, and a joy to work with for us and our realtor.”
★★★★★
– Sheryl B


“Amazing, amazing, amazing to work with!”
★★★★★
– Jason R


“Great service”
★★★★★
– ChaseH


“Pamela was absolutely amazing! We had such a great experience working with her. She helped us with our first home purchase and and was so helpful and informative. She explained everything thoroughly and went above and beyond. We couldn’t be happier! Thank you Pamela!!”
★★★★★
– Luke B


“Pamela is incredible. She is kind and patient, and she really took time to educate us on the process of buying our first home. She made the whole process seamless and we are so grateful to have been able to work with her.”
★★★★★
– Vera B


“Pamela was a dream to work with, I only wish that I could have worked with her on the sale of my townhome as well. She made the process so simple and efficient.”
★★★★★
– Darren T.


“Pamela was INCREDIBLE. I am a first-time homebuyer and was extremely nervous for the process, but Pamela was so helpful whenever we needed anything at all. She was accessible as heck at any time of day, never made us feel stupid for asking questions, and explained everything thoroughly without condescension. Seriously, I don’t have enough space here to explain how great it was to work with Pamela. We plan on going through her for any future home purchases and also recommending her to anyone and everyone we come across who is in the market. Five stars, two thumbs up, A++++!”
★★★★★
– Rebecca P


“Pamela has been the most wonderful person to work with. Not only is she excellent and efficient at her job, she is kind and compassionate. I felt like I could contact her with any question big or small during this very complicated process of financing a home. Pamela made sure my husband and I had all of the information we needed, followed up often and helped us feel confident and comfortable. I would highly recommend Pamela and look forward to continuing to work with her!”
★★★★★
– Katie S.


“This is the second house I have bought with Pamela. She makes sure I have all questions answered and is always willing to help! I will recommend her to anyone I know!”
★★★★★
– Reed G.


“There aren’t enough words to express how wonderful, efficient, knowledgeable and delightful Pam is. I won’t have anyone else secure a loan for me in the future.”
★★★★★
– Denise M.


“Pamela is an absolute joy to work with. She was always there to answer any and all our questions.”
★★★★★
– Gerald M.


TESTIMONIALS

“I’ve worked with Pamela on 3 loans over the past15 years. She’s amazing!”
★★★★★
– Gina B.


“Pamela is so professional, knowledgeable, and friendly to work with! She answered questions in a very timely manner and made the whole process very smooth and enjoyable. I would absolutely work with her again!”
★★★★★
– Michelle P.


“Pamela was wonderful to work with. She made the process very comforting as this was my first home purchase! She walked us thru each step of the way and was always there to answer questions no matter what time or day it was! Very impressed & will recommend her to all my friends!”
★★★★★
– Janna C


“Pamela made this process extremely easy and streamlined. She was always available for questions and there to help us along the way. Each and every interaction was professional and delivered with absolute kindness. I will reach out to Pamela again in the future without a doubt and also highly recommend her to others who are in need of help purchasing their home.”
★★★★★
– Ralph B


“I have never had an easier re-finance. We own several rental properties and in the past the rentals made for a difficult pre-closing experience. However, With Ms. Todd it was incredibly organized and the refi went off without a hitch. If there were ten stars, I would give her ten!”
★★★★★
– Todd M


“Pamela is always a pleasure to work with!”
★★★★★
– J. Gavin


“Couldn’t have been a better experience!”
★★★★★
– Satisfied Customer


“Pamela was professional, personable, and a joy to work with for us and our realtor.”
★★★★★
– Sheryl B


“Amazing, amazing, amazing to work with!”
★★★★★
– Jason R


“Great service”
★★★★★
– ChaseH


“Pamela was absolutely amazing! We had such a great experience working with her. She helped us with our first home purchase and and was so helpful and informative. She explained everything thoroughly and went above and beyond. We couldn’t be happier! Thank you Pamela!!”
★★★★★
– Luke B


“Pamela is incredible. She is kind and patient, and she really took time to educate us on the process of buying our first home. She made the whole process seamless and we are so grateful to have been able to work with her.”
★★★★★
– Vera B


“Pamela was a dream to work with, I only wish that I could have worked with her on the sale of my townhome as well. She made the process so simple and efficient.”
★★★★★
– Darren T.


“Pamela was INCREDIBLE. I am a first-time homebuyer and was extremely nervous for the process, but Pamela was so helpful whenever we needed anything at all. She was accessible as heck at any time of day, never made us feel stupid for asking questions, and explained everything thoroughly without condescension. Seriously, I don’t have enough space here to explain how great it was to work with Pamela. We plan on going through her for any future home purchases and also recommending her to anyone and everyone we come across who is in the market. Five stars, two thumbs up, A++++!”
★★★★★
– Rebecca P


“Pamela has been the most wonderful person to work with. Not only is she excellent and efficient at her job, she is kind and compassionate. I felt like I could contact her with any question big or small during this very complicated process of financing a home. Pamela made sure my husband and I had all of the information we needed, followed up often and helped us feel confident and comfortable. I would highly recommend Pamela and look forward to continuing to work with her!”
★★★★★
– Katie S.


“This is the second house I have bought with Pamela. She makes sure I have all questions answered and is always willing to help! I will recommend her to anyone I know!”
★★★★★
– Reed G.


“There aren’t enough words to express how wonderful, efficient, knowledgeable and delightful Pam is. I won’t have anyone else secure a loan for me in the future.”
★★★★★
– Denise M.


“Pamela is an absolute joy to work with. She was always there to answer any and all our questions.”
★★★★★
– Gerald M.


Regulated by the Division of Real Estate | Licensed by the Department of Business Oversite under the California Finance Lenders Act | Loans made or arranged pursuant to a California Finance Law license | MegaStar Financial Corp® Headquarters NMLS 3043 | 1080 Cherokee St, Denver, CO 80204 | 1-(877) 922-8800 | Equal Housing Opportunity

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.